British / US cards STILL do not work when paying online for many RU firms

[msmoby]

Some time ago I was told I was 'making it up' re this issue

Well here we are and I was TRYING to pay for flights from Cyprus to Sochi

The click to pay button takes me to the UK bank verification page - then ... "Payment method unsuccessful"'  - tried three times

Called UK bank .. the usual ... "NO attempt has been made to debit your account "

Paid £2 extra via opodo and no problem

When I do not see the Google wallet option appear - I now know - it ain't going to work

We pay online bills via an RU card

[Manny]

I'm unclear. You were trying to use a UK card to book these flights? Or a Russian card as its online? And with whom? And what has Google wallet to do with it?

[andrewfi]

From what you have told us, the use of the word 'many' is incorrect. The correct alternatives would be 'some' or 'a few'.

If the transaction did not get passed to the payment company it might be that your card(s) were not validated by the vendor. For stuff like flight tickets which are seen as a high risk transaction that seems viable. There are blacklists used by merchants that stop a transaction from even going for authorisation. Your card(s) can be blacklisted for a number of reasons but creating charge backs is one.

Given what you have told us before, I wonder whether you have been a keen user of charge backs as a way to get what you want? If so, now you know the outcome.

Back when I was doing online sales I used such a system to block purchases from charge backs and serial refunders. According to this article:  https://blog.riskified.com/fraud-prevention-blacklists-the-ecommerce-sales-killer/ almost all online vendors use such lists and, unlike my small, self-managed effort, larger vendors, I am sure, will share lists.

Perhaps the cause of your problems looks at you in the mirror every morning. You are seen as being a high fraud risk client.

[Steveboy]

From what you have told us, the use of the word 'many' is incorrect. The correct alternatives would be 'some' or 'a few'.

If the transaction did not get passed to the payment company it might be that your card(s) were not validated by the vendor. For stuff like flight tickets which are seen as a high risk transaction that seems viable. There are blacklists used by merchants that stop a transaction from even going for authorisation. Your card(s) can be blacklisted for a number of reasons but creating charge backs is one.

Given what you have told us before, I wonder whether you have been a keen user of charge backs as a way to get what you want? If so, now you know the outcome.

Back when I was doing online sales I used such a system to block purchases from charge backs and serial refunders. According to this article:  https://blog.riskified.com/fraud-prevention-blacklists-the-ecommerce-sales-killer/ almost all online vendors use such lists and, unlike my small, self-managed effort, larger vendors, I am sure, will share lists.

Perhaps the cause of your problems looks at you in the mirror every morning. You are seen as being a high fraud risk client.

We get get plenty of payments declined by our card processor for that exact reason, the person has a chargeback history, sometimes it's really annoying as the person will try to make a payment multiple times each time declined and they seldom realize the reason why. I spoke to the card processor on the subject a while back and its nearly always the reason for "Do not honor "  but as they say its in the best interests of the merchant not to take payments from anyone with a charge back history..

[msmoby]

I'm unclear. You were trying to use a UK card to book these flights?

Correct

And what has Google wallet to do with it?

I store my cards in Google Wallet and I simply have to enter the CVC code for the last 4 digits of any card I choose to use

@Steveboy

"Chargebacks" ?- that's a merchant issue ... Do Ural Airlines and Aeroflot ( RU M-Video, our internet and mobile phone providers iin Russia  get lots of those ?..


@Andrewfi Many is the correct term

2 x VISA

5 x Mastercard

3 western nations

ALL in good payment history status and not 'pre-paid' ....


It is clear who doesn't do much with Russian online payments

@Steveboy  - are  you using a western based card merchant - they'll have no problem 

[msmoby]

learning more

tried to pay for our Sochi, Russia IPTV / Internet  and it wouldn't even work with RUSSIAN cards

Talked to the owner of the company and he informed me that not many clients WANT to pay from overseas so he pays less to his card merchant and they will only accept payments from CIS IP addresses and bank cards !

So, to pay 750 Roubles..

1/ Had to use a  RU VPN

2/ Used paysend.com to send money to a RussianSberbank  VISA card - money arrived within a minute

3/ Paid the bill online using the RU visa card



The limits for using paysend.com are

1/ £4000 - proof of ID required thereafter - use passport

2/ up to £13,000 proof of address - UK driving licence with address will suffice

3/ over £13k - tax authority correspondence - proof of pension receipts  /bank statement - verified by bank /  pay receipts / letter from solicitor


Sent some apartment sale money to UK card from Russian visa, this evening - arrived in SECONDS - after we worked out that " address not accepted " disappeared - allowing the sending of funds - with the apartment number was omitted. So from Russia, just City, Street and house number

49 Roubles and exchange rate was not horrendous

Easy and cheapest way to send money to / from Russia we've found ...handy if you're in a third country

[Geraldneoft]

As for visas...when you arrange your visa arrange for extra days at the end of it so you dont run into trouble with flight delays or cancelations.