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Author Topic: Homelessness in Russia?  (Read 4882 times)

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Offline Maxx

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Homelessness in Russia?
« on: July 15, 2014, 10:58:51 AM »

Homelessness in Russia. I have an understanding that most everyone in Russia and Ukraine is assigned a home that they own 100%. A provision from the old Soviet Union days. I understand there are renters but as a percentage how many? In America about one third of "homeowners" own their home without debt. The other 2 thirds pay a mortgage (loan) to a bank and usually for 30 years. Are there mortgages there? If so what is the usual conditions of this loan?

Also in regard to property taxes. Here in America as a general rule about 1% of the value of the home is to be paid to the government in taxes. The average price of a house with it's land in America is about $250,000. Of course some places are far higher (Manhattan) and far lower (rural Mississippi). So if an average priced home of say 250K the yearly taxes would be about $2,500. What could you expect in Russia and Ukraine?

Also if you can not come up with the taxes how long will it take before the government throws you out into the street? Where do the homeless people sleep anyways?

While I am asking questions. Is turkey available there? And to those Russian and Ukrainian women who have tasted turkey do you like it?




Offline AKA Luke

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Re: Homelessness in Russia?
« Reply #1 on: July 15, 2014, 11:15:30 AM »
Can't give you numbers but I know plenty of young people do rent.

When I visited Saint P there were lots of newly built apartment blocks on the outskirts up for sale, I mean who'd want to buy an apartment in a crumbling Soviet block?

I wouldn't.
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Online yankee

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Re: Homelessness in Russia?
« Reply #2 on: July 15, 2014, 11:23:20 AM »
My wife is retired therefore she does not have to pay property taxes on the property she owns.
What is worse than not being able to get what you don't even want?


Offline Maxx

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Re: Homelessness in Russia?
« Reply #3 on: July 15, 2014, 11:48:20 AM »

Thank you Luke and Yankee. All these details give me something to think about.

Offline Maxx

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Re: Homelessness in Russia?
« Reply #4 on: July 15, 2014, 11:59:21 AM »
My wife is retired therefore she does not have to pay property taxes on the property she owns.

The government here are not so generous to it's older citizens. You hear of 90 year old widows being evicted in the winter by the banks and government. I am trying to figure if the American and Western systems are more or less kind to those struggling to survive? My mother got a $19 a month increase on her Social Security and because of her increase the landlord and the government care program she uses bumped their rent/fee a total of $21.

Offline sashathecat

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Re: Homelessness in Russia?
« Reply #5 on: July 15, 2014, 02:13:03 PM »
This is the little I know on the subject and is for Ukraine only. Someone feel free to jump in and correct me.

The days of government issued housing are over as far as I know. Many people will still have their government issued apartments so will save on that cost. Some people like my MIL will own a home that was built slowly over time with their own funds. Babushka actually started building the home around WWII and they just add a room or new windows or what have you a little at a time as money is saved up. Many young people rent these days. Be it an apartment, or a room in a house.

People are financing new apartments but at shorter lengths of time and higher interest rates from what I understand. Many are bought cash with loans from relatives and friends which are relied on instead of the banks. They then repay these people back slowly.

There are many homeless orphans in both Ukraine and Russia. The numbers are staggering. I think there are 5k in Odessa alone. They live in the sewers and under the buildings next to the furnace pipes during the winter.

Do not think turkey is very available in Ukraine but wife loves it here.


Offline Manny

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Re: Homelessness in Russia?
« Reply #6 on: July 15, 2014, 02:28:09 PM »
So if an average priced home of say 250K

$188k it says here.

Its cheap over the pond! Average house prices here are $295k

Also if you can not come up with the taxes how long will it take before the government throws you out into the street?

Do I read that right? Your government can evict you from your own home for not paying property taxes?

The days of government issued housing are over as far as I know. Many people will still have their government issued apartments so will save on that cost.

Same in Russia. Normal free market economy there now. Mortgages are available, uptake is increasing, but many still pay cash.

In answer to Luke, as for renters, yes many people rent. Many rent off the flats they got in Soviet times to younger people and use the income to supplement their living in a better place. Plenty of buying and selling going on, and many Rachman style Landlords.

The old style Soviet apartments are still very saleable. Where else could a young couple live for twenty or thirty grand? Or £150 a month? One starts in the crumble-down Soviet apartment and after making some cash, moves out and becomes a Russian Yuppie in a new build with an Audi Quattro. :chuckle:

Look at any British 60's tower block. It isnt much different. Many people who started life in those now live in a Barratt/Wimpey house in a suburb and enjoy a quality of life their parents could only have dreamt of at their age. 

Look at the transition in British society between the late 60's/mid 70's and the late 80's/early 90's, and that will give you a good idea of where Russia is today: 1991. But it happened there in a decade. These economies leapfrog (an economist can probably explain why). They miss out many of the middle bits in their accelerated growth.

What this means is they miss some steps. In consumerist terms, they jump from a Motorola 8500x to an iphone (figuratively). A huge leap. They jump from a Lada to an Audi. They jump from a shared bathroom in a Kommunalka to a sauna and a wet room in their own house. I know guys who couldn't buy a packet of cigarettes in 1998 who now have a new Mercedes (on a loan) and a new house in the suburbs (on a mortgage).
please tell me where I'm being / have been 'dishonest'? 
Yes, he said that.........

Offline sashathecat

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Re: Homelessness in Russia?
« Reply #7 on: July 15, 2014, 02:50:20 PM »
Where do the homeless people sleep anyways?

Here is a link to a photographer who documents the homeless children living in Ukraine.

http://davidgillanders.photoshelter.com/gallery/street-children-of-ukraine/G0000unRJjlJjGrQ/

Adults will sleep under bridges or in parks. The life expectancy of a homeless person is the FSU is much lower than in a warm and sunny place here in the US I would imagine.

Offline sashathecat

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Re: Homelessness in Russia?
« Reply #8 on: July 15, 2014, 03:00:04 PM »
Same in Russia. Normal free market economy there now. Mortgages are available, uptake is increasing, but many still pay cash.

As for renters, yes many people rent. Many rent off the flats they got in Soviet times to younger people and use the income to supplement their living in a better place.

In answer to Luke, the old style Soviet apartments are still very saleable. Where else could a young couple live for twenty or thirty grand?

Yes, was not sure if it was the same in Russia but sounds like it is. Financing and the real estate market are catching up to the West. Some of the older buildings are actually desirable due to the downtown location. People will buy them up and remodel to live in or rent which is a huge industry in Odessa at least with all the tourism. We know people who rent out the old Soviet apartments and have built themselves a newer home on the city outskirts.

Taxes go by property value, but people pay much less in Ukraine than we do in the West. Certain things like trash are tied to the number of people registered at an address. More people equals higher rates.

Offline AKA Luke

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Re: Homelessness in Russia?
« Reply #9 on: July 15, 2014, 03:09:44 PM »

Do I read that right? Your government can evict you from your own home for not paying property taxes?


Not surprised to read that, after all non-payment of council tax can involve a stretch at her Majesty's pleasure.


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Online Dogsoldier

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Re: Homelessness in Russia?
« Reply #10 on: July 15, 2014, 03:11:10 PM »
So if an average priced home of say 250K

$188k it says here.

Its cheap over the pond! Average house prices here are $295k





It's more like £295k down here...............
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Offline Manny

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Re: Homelessness in Russia?
« Reply #11 on: July 15, 2014, 03:21:26 PM »

Do I read that right? Your government can evict you from your own home for not paying property taxes?


Not surprised to read that, after all non-payment of council tax can involve a stretch at her Majesty's pleasure.

In extreme circumstances. But they cannot make you homeless or take your property. It is a fact that the underclass are not so well catered for in the US. We have social assistance and healthcare to catch those at the bottom of the ladder. We grew up with it; its normal for us. The US doesn't have the same protections.

The problem we have is many abuse our hospitality.
please tell me where I'm being / have been 'dishonest'? 
Yes, he said that.........

Offline Manny

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Re: Homelessness in Russia?
« Reply #12 on: July 15, 2014, 03:27:30 PM »
So if an average priced home of say 250K

$188k it says here.

Its cheap over the pond! Average house prices here are $295k





It's more like £295k down here...............

When talking averages, your palatial residence is offset by snotters in Burnley at five grand. :chuckle:

Averages are probably pretty meaningless. In the north, you don't buy anywhere you would actually WANT to live for much less than £200k. And in the south that is probably £300k as you say.

Be happy: In America we are rich! For the price of a small semi in UK Suburbia we can have a 2500 sq ft house, a pool and stables in Florida or Oz.
please tell me where I'm being / have been 'dishonest'? 
Yes, he said that.........

Online yankee

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Re: Homelessness in Russia?
« Reply #13 on: July 15, 2014, 03:30:53 PM »
So if an average priced home of say 250K

$188k it says here.

Its cheap over the pond! Average house prices here are $295k





It's more like £295k down here...............

When talking averages, your palatial residence is offset by snotters in Burnley. :chuckle:

I live in what used to be called a "blue collar" town.  Cannot even look at a house under $550,000.
What is worse than not being able to get what you don't even want?

Online Dogsoldier

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Re: Homelessness in Russia?
« Reply #14 on: July 15, 2014, 03:34:37 PM »
So if an average priced home of say 250K

$188k it says here.

Its cheap over the pond! Average house prices here are $295k





It's more like £295k down here...............

When talking averages, your palatial residence is offset by snotters in Burnley at five grand. :chuckle:

Averages are probably pretty meaningless. In the north, you don't buy anywhere you would actually WANT to live for much less than £200k. And in the south that is probably £300k as you say.

Be happy: In America we are rich!
Or this.....
£1 property  :hidechair:
All I know is that Moby knows nothing - Plato.
Wiz loves talking out of his A******e - Me.


 

 

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